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Family Finances

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Family finances run the full range, from simple budgeting to advanced estate planning issues. Regardless of the family situation, our advisor and affiliates are well equipped to help.

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There is an old saying that "People don't plan to fail, they fail to plan". This saying refers to the most common reason that families don't reach their financial goals. It's a shame, because just a little planning goes a long way. â€‹

Some of the areas that are essential in family financial planning are:

Budgeting

 

Net Worth Evaluation

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Protection

  • Life insurance​

  • Health and Dental Insurance

  • Disability Income Insurance

  • Liability Insurance (Home & Auto)

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Savings ​

  • Emergency Savings​

  • Disposable Savings

  • Major Project Savings

  • Event Savings

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Home Ownership​

Investment​

  • College Education ​

  • Real Estate

  • Stocks, Bonds, Mutual Funds

  • Limited Investment Trust

  • Commodities

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Retirement Savings and Investments

  • 401k, ROTH 401K, 403b, 457, SEP, etc.​

  • Individual Retirement Accounts (IRA), ROTH IRA

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Annuities

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Estate Planning and Asset Transfer​

  • Estate Tax Planning​

  • Minor children guardianship issues

  • Efficient Asset Transfer

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